ExpressBasics: How to use Google Pay for payments by tapping to pay

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If you have an NFC-enabled phone, you can use Google Pay to make contactless payments directly from your phone. This allows you to avoid having to withdraw your credit or debit card at any card payment point and can also be useful when you do not have your cards with you.

All you need is a phone with NFC, the Google Pay app, and a supported credit or debit card. In today’s edition of ExpressBasics, we’ll cover how to set up tap-to-pay functionality on your Google Pay app.

How to set up tap-to-pay on Google Pay

First, open Google Pay and go to your profile icon on the top right. In the “Payment Methods” section below, you’ll find an option to add your debit and credit cards, right next to the option where you add new bank accounts.

Click on this option and in the next screen choose to add ‘credit or debit card’. Google Pay will open a camera window, using which you can simply scan your card to get the 16-digit number entered automatically. Alternatively, you can also enter your details manually. Follow up by entering other details like your expiration date and CVV.

Once done, Google will verify the details with your bank and you will need to enter a 6-digit OTP sent to your registered mobile number. After entering the OTP, your card will be linked and set as your default payment tap.

How to use tap-to-pay on Google Pay?

When you want to use Google Pay to pay at a touch point of sale, unlock your phone, turn on NFC (most phones with NFC will have a dedicated toggle in quick settings), and tap your phone on the terminal or payment machine.

The terminal/machine will usually have an NFC icon, which you can line up with your phone for easy connectivity. If everything is lined up correctly, Google Pay will automatically open and you can confirm the amount to pay and press Continue.

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